Courthouse Research

Even wonder why you need title insurance? Well, your home may be new to you but every property has a history. A thorough title search can help. An in-depth search is generally comprised of a thorough examination of public records.  This can be difficult because, depending on the jurisdiction, liens and  judgments on a property may be filed a number of ways - by the name of  the buyer, the name of owner, the street address, lot number, etc. Many  title companies today have created exhaustive and systematic methods for conducting these searches, resulting in large databases of consistently indexed data that facilitate faster and easier title searches. 

The data collected through a title search not only gives the buyer peace of mind regarding the property they're purchasing, but also helps reduce the risk of title problems arising in the future. This makes a title insurance policy a valuable investment towards protecting an even  greater investment - your home.